At Florida Banking Forum (“FBF,” “we,” “us,” or “our”), we value the privacy of individuals who use our website, mobile application, and related services (collectively, the “Services”). This Privacy Notice explains how we collect, use, disclose, and protect your personal information when you interact with our Services.

By accessing or using our Services, you agree to the collection, use, disclosure, and processing of your information as described in this Privacy Notice.

1. What Is Personal Information?

“Personal information” means information that identifies, relates to, describes, or could reasonably be linked to an identifiable individual. This does not include de-identified, anonymized, or aggregated information that cannot reasonably be used to identify you.

2. Information We Collect

We may collect personal information directly from you, automatically when you use our Services, and from third-party sources, as described below.

A. Information You Provide to Us

Registration Information
If you create an account, register to use our Services, sign up for emails, or join our app, we may collect:

• Full name
• Email address
• Phone number
• Mailing address
• Job title and company
• Login credentials (where applicable)
   

We may also collect optional demographic information if you choose to provide it.

Communications
If you contact us (via email, forms, or customer support), we may collect:

• Contact details
• The contents of your communications
• Any files or information you choose to provide
   

Events and Programs
If you register for an event, luncheon, webinar, or program we host, we may collect:

• Name and contact information
• Company and title
• Event-specific details (such as attendance preferences or dietary needs)
   

User-Generated Content
You may choose to submit content through our Services, such as comments, posts, or feedback. Any information you choose to share may be visible to others, depending on the nature of the Service.

Payment Information
If you make a purchase through our Services (such as event tickets or memberships), payment processing is handled by third-party payment processors. We may receive limited transaction details (such as confirmation of payment), but we do not store full credit card numbers or banking information.

B. Information We Collect Automatically

When you access or use our Services, we may automatically collect:

• IP address
• Device type, operating system, and browser
• Usage data (pages viewed, features used, timestamps)
• Referring URLs
   

We may use cookies, pixels, and similar technologies to collect this information. You can control cookie preferences through your browser settings.

C. Information from Third Parties

We may receive information about you from:

• Event partners or sponsors
• Service providers (such as analytics or email platforms)
• Social media platforms, if you interact with our accounts
   

3. How We Use Your Information

We use personal information to:

• Provide, operate, and improve our Services
• Create and manage user accounts
• Process registrations and payments
• Communicate with you about events, updates, and opportunities
• Send newsletters, marketing, and promotional materials (you may opt out at any time)
• Respond to inquiries and provide support
• Analyze usage trends and improve functionality
• Comply with legal and regulatory obligations
   

4. How We Share Your Information

We do not sell your personal information.

We may share your information with:

• Service providers who help us operate our Services (e.g., hosting, email delivery, analytics, payment processing)
• Event partners or sponsors, where relevant and disclosed in connection with an event
• Legal authorities, if required by law or to protect our rights
• Business transfers, in the event of a merger, reorganization, or sale of assets
   

All service providers are required to protect your information and use it only for authorized purposes.

5. Your Choices and Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request corrections or updates
• Request deletion of your information
• Opt out of marketing communications
   

You may unsubscribe from emails at any time using the link included in our messages.

To exercise your rights, please contact us using the information below.

6. Data Security

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no system can be guaranteed to be 100% secure.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Notice, unless a longer retention period is required or permitted by law.

8. Children’s Privacy

Our Services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

9. Third-Party Links

Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies.

10. Changes to This Privacy Notice

We may update this Privacy Notice from time to time. Any changes will be posted on this page with an updated effective date. Continued use of our Services after changes are posted constitutes acceptance of the updated Privacy Notice.

11. Contact Us

If you have questions about this Privacy Notice or our privacy practices, please contact us at:

Florida Banking Forum
Email: norman@newedgeassociates.com